Homeowner Help

Homeowner Hardship

Although Nevada is not the largest state in the union, our homeowners have shouldered a disproportionate share of the housing crisis. Nevada has landed at or near the top of the list of states leading foreclosure filings per capita since the beginning of the crisis.  As of January 2016, more than 20% of Nevada homeowners are still underwater, owing more on the loan than the current market value of the property. Although rising prices and lower rates of unemployment have played a factor in the recovery from the low point of the recession, many homeowners are still struggling. There are still a number of programs providing ongoing assistance to struggling homeowners.

Mortgage Fraud

If you have been a victim of mortgage fraud or a mortgage modification scheme, the Division of Mortgage Lending can assist you.

Homeowner Association Complaints

Homeowners that are experiencing issues with their Homeowners Association (HOA) should contact the Real Estate Division's Office of the Ombudsman for Common Interest Communities.