Access to Capital
Even with all of the economic programs and government incentives for small business, it can be a challenge to access and obtain financing to properly capitalize a business. It's difficult, especially for smaller businesses, to build credit and provide financials worthy of securing traditional business loans and lines of credit needed to grow and expand. There are two options available to entrepreneurs seeking to finance their business: borrow funds (debt equity) or sell ownernship interest in exchange for capital (equity financing). Either option has advantages and disadvantages. There are a number of non-traditional mechanisms for obtaining capital as well.