Carson City, NV - November 14, 2016
Open Enrollment is now under way.
Nevadans have choices to consider about health insurance, whether as a first
time buyer or changing to a different plan. To help consumers make more
informed decisions, the Division brought back NVinsurance101.com, an
educational website aimed to provide Nevadans with timely information about
their health insurance decisions.
“We understand choosing insurance
plans may be a confusing topic. We hope that by offering consumers free
resources we can provide some assistance as they shop for a health insurance
plan.” said Insurance Commissioner Barbara Richardson.
This website was designed to
provide Nevadans with the basics about insurance, including information on key
terms, how to fit a plan to your individual or family situation, and what
consumers should be thinking about when considering a health insurance plan.
Commissioner Richardson added;
“We are encouraging everyone to shop for plans during Open Enrollment,
regardless if they already have health insurance to see if there is a better
choice for you and your family. The plans change every year and they may
include a change in prices and in health provider or services.”
The presidential election result
has created some uncertainty concerning the future of the Affordable Care
Act. The Division wants to reassure consumers that all Nevada health
insurance plans and prices appearing on the Division website and healthcare.gov
are final and will be issued January 1, 2017 as displayed.
Our Rate Wizard Tool is
the “go to” source for viewing and comparing all the plans with their cost,
benefits, drug / doctor access and much more. We are pleased to announce
that this tool is now available in Spanish at http://healthrates.doi.nv.gov/Wizard_sp.aspx.
The rates are displayed by age, county, and are for non-smokers.
The search results are displayed
and then sortable by plan name, carrier name, metal tier, and whether it is
offered on or off the Exchange. This allows the search to be filtered for quick
There will be 10 insurance
companies offering a total of 124 plans in the individual market on and off the
Exchange. The average approved rate change off the Exchange is 10.73 percent
and on Exchange is 10.43 percent.
About the Nevada Division of Insurance
The State of Nevada Division of Insurance, a Division of the
Nevada Department of Business and Industry, protects the rights of Nevada
consumers and regulates Nevada’s $11.9 billion insurance industry. The Division
of Insurance has offices in Carson City and Las Vegas. In 2015, the Division
investigated more than 3,200 consumer complaints and recovered nearly $5
million on behalf of consumers. For more information about the Division of
Insurance, visit DOI.NV.GOV or download the Division’s smartphone app NDOI
Connect today in the Apple App Store and Google Play.