Access to Capital

The information provided in this access to capital section is for informational purposes only. The Department of Business & Industry does not necessarily endorse or recommend the specific companies/organizations listed. The Department of Business & Industry is not able to provide any type of legal advice. This may not be a complete list of all of the companies/organizations that provide a similar service.

    Even with all of the economic programs and government incentives for small business, it can be a challenge to access and obtain financing to properly capitalize a business. It's difficult, especially for smaller businesses, to build credit and provide financials worthy of securing traditional business loans and lines of credit needed to grow and expand.

    There are two options available to entrepreneurs seeking to finance their business: borrow funds (debt equity) or sell ownership interest in exchange for capital (equity financing). Either option has advantages and disadvantages. There are a number of non-traditional mechanisms for obtaining capital as well.

    For a complete listing of options available for access to capital check out the Access to Capital Directory on the right. 

    Access to Capital Directory: A guide to business funding